Effortless invoicing built into your bank account

Send polished invoices, track what you’re owed, and get paid the way you want — all from where you manage your banking.
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Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust ®, Members FDIC. Deposit insurance covers the failure of an insured bank.

Seamless online invoicing and payments for you and your customers

Generate invoices with a personal touch in minutes

Customize your invoices with your company’s logo and preferred color scheme.

Receive payments the way you want

Give your customers the flexibility to pay by credit card, Apple Pay, Google Pay, wire, or ACH transfer — and soon, ACH debit for eligible customers.

UI showing that users can pay invoices through Mercury & via card payment, wire, or transfer.

See the status of all your invoices at once

With a quick snapshot, you can view who owes you what, filter by status, and take action from there.

UI showing how you have a birds-eye view of invoices

Accounts receivable efficiencies that minimize manual work

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Say goodbye to endless back and forth. Say hello to streamlined invoicing.

Reduce reconciliation time with invoicing and banking in one

Incoming payments are matched to the right invoices automatically, saving you time and brainpower.

Empower your team with the right level of access

Grant special permissions to your finance team or bookkeepers and decide who has access to request payments.

UI showing a selected user permission to send invoices and create payment links

Stay in sync with your accounting software

Automatically import all your invoice payments to QuickBooks, NetSuite, or Xero.

Everything you need to run your finances in the same place

Invoicing and finance tools that can scale as your business grows

Access unlimited invoicing for free, or get more invoicing power with our paid plans.

Mercury

$0/ Month

Powerful business banking and finance essentials.

Open Account

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.88% yield ($500K minimum balance)

Bill pay

  • Process up to 5 bills/month


Invoicing

  • Unlimited invoice generation



Reimbursements

  • Reimburse up to 5 users/month


Closing the books

  • Xero

  • QuickBooks

Mercury Plus

$35/ Month

Everything Mercury offers, with more billing and invoicing power.

Get Started

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.88% yield ($500K minimum balance)

Bill pay

  • Process 20 bills/month

    + $2/additional bill

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • Branded invoices

Reimbursements

  • Reimburse up to 20 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

Mercury Pro

$350/ Month

Everything Mercury Plus offers,
with advanced workflows and dedicated support.

Get Started

Business banking

  • FDIC-insured bank accounts

  • Online ACH, wires, & checks

  • Corporate debit & credit cards

  • Up to 4.88% yield ($500K minimum balance)

Bill pay

  • Process 250 bills/month

    + $1/additional bill

Invoicing

  • Unlimited invoice generation

  • Recurring invoicing

  • Branded invoices

Reimbursements

  • Reimburse up to 250 users/month

    + $5/additional active user

Closing the books

  • Xero

  • QuickBooks

  • NetSuite

Tap into expertise

  • Relationship Manager

    Also guaranteed at $10M+ in deposits

Compare all features

Don’t just take it from us

It takes seconds to generate formal invoices, which I really appreciate. It's very easy and self-explanatory. Plus, it keeps everything organized – not only for us, but also for our clients.

Aizada Marat

CEO and Founder

Alma

Legal services

Mercury makes the invoicing process so smooth, intuitive, and easy — like decaf-level relaxed. It now seems so obvious that invoicing should be nested right in with your banking.

Matthew Smith

Founder

Wimp Decaf Coffee Co

Ecommerce

As a small business owner, invoicing has always been cumbersome and manual. Mercury Invoicing makes it intuitive, simple, and far faster. And best of all, it keeps everything in Mercury.

Nathan Sanow

President

MasterCare LLC

Insurance

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Frequently asked questions

Mercury Invoicing lets you send professional invoices, track what you’re owed, and get paid the way you want — all from where you manage your banking.Mercury Invoicing makes getting paid seamless. Generate invoices with your logo and preferred color scheme in minutes, and give your customers the flexibility to pay by credit card, Apple Pay, Google Pay, wire, ACH transfer, and soon, ACH debit for eligible customers. With a quick snapshot, view who owes you what, filter by status, and take action from there. Additionally, you can minimize manual work with recurring invoicing, reminders in one click, and the ability to easily edit your invoices, even after sending. Banking and invoicing in one helps you reduce reconciliation time – incoming payments are matched to the right invoices automatically. 

Mercury Invoicing is only available to Mercury customers. Go to your Invoicing tab in your left profile menu under Workflows. If you don’t already have an account, you can apply for one here.

Mercury Invoicing offers a variety of payment methods, including:
  • Credit cards, Apple Pay, and Google Pay: Choose to enable credit card payments via Stripe to make it easy to get paid.
  • ACH or wire: Send a set of instructions in order to send a transfer via the ACH or wire network. Coming soon, we’ll offer a more convenient payment option for eligible customers with ACH debit.
  • Pay with Mercury: Mercury customers have the option to easily select the account they wish the funds to be withdrawn from.

Customers can create, send, track, and receive payments on as many invoices as they’d like in the free version of Mercury. Advanced financial workflows and invoicing capabilities, like sending recurring invoices and including logos and preferred color schemes, are available as part of our paid plans (starting at $35/month). Learn more about pricing hereIt’s free for customers to pay you by ACH transfer, wire, or through Mercury. Stripe charges a processing fee for each credit card payment, which is typically 2.9% + $0.30. Mercury does not charge any additional fees for credit card payments.

Yes! If you receive a payment for your invoice outside of Mercury, you can navigate to the Invoicing page and mark it as paid. Just add the payment date and method to close out the invoice.

Our standard bank feed imports will be available via QuickBooks, Xero, and NetSuite. Once an invoice is paid, we’ll automatically sync the payment records via a bank feed. CSV file downloads are available, which you can upload to your accounting platform of choice.

All Mercury admins have access automatically, and you can grant custom user permissions for additional team members.

Open your account in
10 minutes or less

Streamline your workflows with invoicing and banking built right into your Mercury account.

Disclaimers and footnotes

    Mercury is a fintech company, not an FDIC-insured bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust ®, Members FDIC. Deposit insurance covers the failure of an insured bank.